Auto Credit 1

Welcome to AutoCredit 1, Inc.! If you are considering purchasing a used automobile we have In-House Financing programs to fit your needs. No matter how good or bad your credit is, we can work hard to help you get into a vehicle, and with the lowest possible down payment. Even if you currently have tax liens, garnishments, judgments, or a discharged bankruptcy, we can help. Our business location is: 3413 Fulton Ave. Sacramento CA. 95821. Hope to see you soon!

Lost and found!

One of our customers left a book by Stephen Jay Gould at our Auto Credit 1 dealership. If this book by Gould is yours, please call our office at 488 0111. Thank you!

Car Loan Financing: Three Signs of a Good Dealer and Lender

There are so many options for car loan financing that it can be hard to choose a lender. However, there are some things that differentiate one lender from another.

They’re Willing To Work With You!

You may have a lot of questions for your lender, or you may have very few. Either way, your lender should be willing to spend as much time as necessary answering your questions and explaining their services. They should always return your calls promptly, and they should be willing to meet with you to discuss your loan. If a lender seems like they have better things to do during the application process, then they probably won’t be much help once you’re a customer.

If a company is approved by the Better Business Bureau (BBB), then they’ve been in business for a significant amount of time with no legitimate complaints. We've been in business for 37 years! For more information visit Auto Credit 1, 3413 Fulton Ave., Sacramento CA. 95821. Or call us at (916) 488-0111.

Our cars, from oldest to newest:

Lincoln (1969); Volkswagen, Bug (1975); Chrysler, New Yorker (1990); Ford, F150 (1990); GMC, Suburban (1990); Subaru, Lagacy (1990); Buick, Regal (1991); Ford, F150 (1991); Saturn, Sedan (1991); Ford, Ranger (1992); Chevy, S10 (1993); Dodge, Dakota (1993); Ford, Ranger (1994); Mercury, Villager (1994); Nissan, Quest (1994); Toyota, Camry (1994); Toyota, Corolla (1994); Volvo, 850 (1994); Cadillac, Seville (1995); Chevy, Conversion (1995); Ford, Bronco (1995); Jeep, Grand Cherokee (1995); Buick, LeSabre (1996); Chevy, Suburban (1996); Ford, F150 (1996); Lincoln (1996); Saturn, SL (1996); Toyota, Corolla (1996); Toyota, Tercel (1996); Buick, Skylark (1997); Ford, F250 (1997); Lincoln, Towncar (1997); Mercury, Mountaineer (1997); Mitsubishi, Eclipse (1997); VW, Passat (1997); Chevy, S10 (1998); Oldsmobile (1998); Oldsmobile, Achieva (1998); Pontiac, Sunfire (1999); Saab, 9-5 (1998); Ford, Explorer (2000); Dodge, Neon (2001); Ford, Taurus (2001); Ford, Ranger (2002); And More!

If you think getting a car might be difficult, we think Auto Credit 1 is your best shot at getting in a quality used car today. If you live in the Sacramento area, please visit our auto dealership. You won't regret it.

Our selection of cars include:

Buick, Skylark (1997); Chevrolet S10 Pickup (1993); Chevrolet Conversion (1995); Chrysler New Yorker (1990); Ford Explorer (2000); Ford F150 Super (1990); Ford F150 (1991); Ford F250 (1997); Ford Taurus (2001); Lincoln CPE Mark VIII (1969); Mitsubishi Eclipse (1996); Nissan Quest (1994); Oldsmobile Eighty Eight Royal (1998); Saturn Sedan (1991); Saturn SL (1996); Toyota Tercel (1996).

Refinancing used auto loans works very much the same way as refinancing regular auto loans. No appraisal is necessary to avail oneself of refinancing services for used auto loans. The value will still be based on how much more money is needed to pay off the existing used car loan.
As with regular auto loans, those who did not get 0 percent to 2 percent APR used car loans are advised to avail themselves of auto refinancing. Using auto refinance calculators, used auto loan owners can have an idea of how much they can save from refinancing.
There are some tips on how to get refinancing applications for used auto loans. First, the refinance applications should be filed using the same name used in the used auto loan. This is one way of ensuring credibility. If the refinancing company did not find matching names, the application will more likely be rejected.
Second, while the used car need not be appraised, the value of money needed to pay off the used car loan should be still be at least $7,000. Refinance companies usually do not entertain any amount lesser than that as it could only mean a waste of time.